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States we serve

Commercial property insurance by state

Property insurance law is state law. Valued-policy statutes, residual-market access, wind and hail deductible rules, and what a vacancy provision actually does all change at the state line — which is why each state gets its own page rather than a paragraph.

  • Alabama

    Huntsville

  • Arizona

  • Arkansas

    Little Rock

  • California

    San Jose · Long Beach · San Diego · San Francisco · Chula Vista · Fresno · Los Angeles

  • Colorado

  • Connecticut

  • Delaware

  • Florida

    Miami · Orlando · Tampa · Port St. Lucie · Jacksonville

  • Georgia

    Augusta

  • Idaho

  • Illinois

    Chicago

  • Indiana

  • Iowa

    Des Moines

  • Kansas

    Wichita

  • Kentucky

  • Louisiana

  • Maine

  • Maryland

    Baltimore

  • Massachusetts

    Worcester

  • Michigan

    Detroit

  • Minnesota

  • Mississippi

  • Missouri

    St. Louis

  • Montana

  • Nebraska

    Lincoln

  • Nevada

    Las Vegas · Reno

  • New Hampshire

  • New Jersey

    Newark · Jersey City

  • New Mexico

  • New York

  • North Carolina

    Winston-Salem · Raleigh · Charlotte

  • North Dakota

  • Ohio

    Cleveland · Toledo

  • Oklahoma

    Oklahoma City

  • Oregon

    Portland

  • Pennsylvania

    Philadelphia · Pittsburgh

  • Rhode Island

  • South Carolina

  • South Dakota

    Sioux Falls

  • Tennessee

    Memphis

  • Texas

    Lubbock · Houston · San Antonio · Dallas · Austin · Plano

  • Utah

    Salt Lake City

  • Vermont

  • Virginia

    Norfolk

  • Washington

    Tacoma · Seattle

  • West Virginia

  • Wisconsin

    Milwaukee · Madison

  • Wyoming

Licensed in 48 states. We do not write Hawaii or Alaska.

Lessors Risk Guard Insurance

Coverage for the owner of the building — the structure, the rent it produces, and the liability of leasing it to someone else.

  • 317-942-0549
  • info@lessorsriskguard.com
  • 107 N State Road 135, STE 304
    Greenwood, IN 46142
Get a Quote

Coverage

  • Business Income & Loss of Rents
  • Commercial Property
  • General Liability
  • Commercial Umbrella
  • Tenant Discrimination
  • All coverages

Property Types

  • Mixed Use Property
  • Retail Property
  • Office Property
  • All property types

Company

  • About
  • Blog
  • Contact

Top States

  • Texas
  • Pennsylvania
  • Florida
  • California
  • Washington
  • North Carolina
  • Wisconsin
  • South Dakota
  • Tennessee
  • Oklahoma
  • Ohio
  • New Jersey
  • All states

Licensing

  • Licensed in 48 states
  • Excluding Hawaii and Alaska
  • NPN: 19887690
  • Independent agency
  • DBA of Wexford Insurance, LLC

Lessors Risk Guard Insurance is a DBA of Wexford Insurance, LLC. Licensed in 48 states. NPN: 19887690.

A Wexford Insurance brand. See also Apartment Guard Insurance , which writes apartment and multifamily property.

© 2026 Wexford Insurance, LLC. All rights reserved.

Statements on this web site as to policies and coverages provide general information only. This information is not an offer to sell insurance. Insurance coverage cannot be bound or changed via submission of any online form/application provided on this site or otherwise, and no binder, policy, change, addition, and/or deletion to insurance coverage goes into effect unless and until confirmed directly by a licensed agent. Any policies/coverages and limits referenced on this site may not be available in all states. Any descriptions of coverage are not a statement of contract, and coverage may not apply as described in the event of a loss. Coverage is subject to policyholders meeting applicable underwriting qualifications and subject to state availability. To find out more about your insurance needs, please call 317-942-0549 or contact us to speak with a licensed agent. The information you obtain at this site is not, nor is it intended to be, professional advice. You should consult a professional for advice regarding your individual situation. We invite you to contact us, but contacting us does not create a relationship; please do not send any confidential information until such a relationship has been established. While we have made every attempt to ensure that the information contained in this site has been obtained from reliable sources, we are not responsible for any errors or omissions, or for the results obtained from the use of this information. If you require specific advice, you should contact an appropriate professional.